Date: | 2001- |
Web: | Official website of the programme |
Description: | The main aim of this loan is to improve the financial capacity of the Bono de Desarrollo Humano’s users giving them the opportunity to set up new business or enhance the quality of their micro-businesses. The loan can be used either for a self-employment business or a partnership business. |
Characteristics
Target population: | Households under poverty situations who benefit from the Bono de Desarrollo Humano programme. |
Area of intervention: | Support to self-employment |
Geographic scale: | National |
Targeting method: | Proxy means test: Households in levels 1 y 2 of the Social Registry |
Instrument of selection: | Social Registry (Ex-SELBÉN) |
Registry of recipients: | Social Registry (Ex-SELBÉN) |
Institutionality
Legal framework: | Decree 1392 (2001); Decree 2365 (2002); Decreto 1838 (2009); Ministerial agreement 182 (2013) |
Responsible organization(s): | Ministry of Economic and Social Inclusion |
Executing organization(s): | Ministry of Economic and Social Inclusion |
Source of funding: | Government of Ecuador |
Individual loan
Recipient(s): | All the persons who are in the database of the Human Development Grant programme and have production, trade and services unities, working for at least six months |
Recipient of the transfer: | Direct beneficiary |
Comments: | The loan has a maximum period of 24 months (2 years); it will be funded to 100% of the inversion; the interest rate will be 5% annual (subsidized by the National Government) |
Amount : | Up to USD $ 600 |
Partnership loan
Recipient(s): | Households on poverty situation who want to set up a partnership business with other partners |
Recipient of the transfer: | Direct beneficiary |
Comments: | The loan has a maximum period of 12 months; the interest rate will be 5% annual |
Amount : | Up to USD$ 1200 |
Crédito de Desarrollo Humano
Author: | |
Date: | |
Publication info: | Ministerio de Inclusión Económica y Social |
Link: | See Webpage |
Topic: | General information |
CRÉDITOS DE DESARROLLO HUMANO: GENERANDO OPORTUNIDADES DE VIDA
Author: | |
Date: | |
Publication info: | Ministerio de Inclusión Económica y Social |
Link: | See Webpage |
Topic: | General information |
MIES entregó 137 créditos asociativos a usuarios del Bono de Desarrollo Humano
Author: | |
Date: | |
Publication info: | Ministerio de Inclusión Económica y Social |
Link: | See Webpage |
Topic: | General information |
Análisis del Crédito de Desarrollo Humano (CDH) en los beneficiarios ubicados en la Provincia del Guayas, Ecuador
Author: | Guillermo Isaac Castillo Tumaille, Patricia María Salazar Torres, Wendy Nathaly Espinoza Espinoza |
Date: | 2017 |
Publication info: | Universidad de Guayaquil |
Link: | See Webpage |
Topic: | Economic analysis |