United Nations              
Non-contributory Social Protection Programmes Database
Latin America and the Caribbean
Human Development Credit Programme (Complementary to the Human Development Grant) (2001- )

 

 

Date: 2001-
Web: Official website of the programme
Description: The main aim of this loan is to improve the financial capacity of the Bono de Desarrollo Humano’s users giving them the opportunity to set up new business or enhance the quality of their micro-businesses. The loan can be used either for a self-employment business or a partnership business.
   

Characteristics

Target population: Households under poverty situations who benefit from the Bono de Desarrollo Humano programme.
Area of intervention: Support to self-employment
Geographic scale: National
Targeting method: Proxy means test: Households in levels 1 y 2 of the Social Registry
Instrument of selection: Social Registry (Ex-SELBÉN)
Registry of recipients: Social Registry (Ex-SELBÉN)
   

Institutionality

Legal framework: Decree 1392 (2001); Decree 2365 (2002); Decreto 1838 (2009); Ministerial agreement 182 (2013)
Responsible organization(s): Ministry of Economic and Social Inclusion
Executing organization(s): Ministry of Economic and Social Inclusion
Source of funding: Government of Ecuador
   

Individual loan

Recipient(s): All the persons who are in the database of the Human Development Grant programme and have production, trade and services unities, working for at least six months
Recipient of the transfer: Direct beneficiary
Comments: The loan has a maximum period of 24 months (2 years); it will be funded to 100% of the inversion; the interest rate will be 5% annual (subsidized by the National Government)
Amount : Up to USD $ 600

 

Partnership loan

Recipient(s): Households on poverty situation who want to set up a partnership business with other partners
Recipient of the transfer: Direct beneficiary
Comments: The loan has a maximum period of 12 months; the interest rate will be 5% annual
Amount : Up to USD$ 1200

 

Crédito de Desarrollo Humano

Author:
Date:
Publication info: Ministerio de Inclusión Económica y Social
Link: See Webpage
Topic: General information

 

CRÉDITOS DE DESARROLLO HUMANO: GENERANDO OPORTUNIDADES DE VIDA

Author:
Date:
Publication info: Ministerio de Inclusión Económica y Social
Link: See Webpage
Topic: General information

 

MIES entregó 137 créditos asociativos a usuarios del Bono de Desarrollo Humano

Author:
Date:
Publication info: Ministerio de Inclusión Económica y Social
Link: See Webpage
Topic: General information

 

Análisis del Crédito de Desarrollo Humano (CDH) en los beneficiarios ubicados en la Provincia del Guayas, Ecuador

Author: Guillermo Isaac Castillo Tumaille, Patricia María Salazar Torres, Wendy Nathaly Espinoza Espinoza
Date: 2017
Publication info: Universidad de Guayaquil
Link: See Webpage
Topic: Economic analysis

 

 

 

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