| Date: | 2001- |
| Web: | Official website of the programme |
| Description: | This is a credit that can be accessed by recipients of the Bono de Desarrollo Humano and aims to stimulate their financial capacity by giving them the opportunity to undertake productive initiatives or improve the quality of their micro-enterprises. Through an individual or associative entrepreneurial initiative, the recipients of the credit can improve their quality of life and reduce their dependence on cash transfers. |
Characteristics
| Target population: | Households under poverty situations who benefit from the Bono de Desarrollo Humano programme. |
| Area of intervention: | Support to self-employment |
| Geographic scale: | National |
| Targeting method: | Proxy means test: Households in levels 1 y 2 of the Social Registry |
| Instrument of selection: | Social Registry (Ex-SELBÉN) |
| Registry of recipients: | Social Registry (Ex-SELBÉN) |
Institutionality
| Legal framework: | Decree 1392 (2001); Decree 2365 (2002); Decreto 1838 (2009); Ministerial agreement 182 (2013) |
| Responsible organization(s): | Ministry of Economic and Social Inclusion |
| Executing organization(s): | Ministry of Economic and Social Inclusion |
| Source of funding: | Government of Ecuador |
Individual loan
| Recipient(s): | All the persons who are in the database of the Human Development Grant programme and have production, trade and services unities, working for at least six months |
| Recipient of the transfer: | Direct beneficiary |
| Comments: | The loan has a maximum period of 24 months (2 years); it will be funded to 100% of the inversion; the interest rate will be 5% annual (subsidized by the National Government) |
| Amount : | Up to USD $ 600 |
Partnership loan
| Recipient(s): | Households on poverty situation who want to set up a partnership business with other partners |
| Recipient of the transfer: | Direct beneficiary |
| Comments: | The loan has a maximum period of 12 months; the interest rate will be 5% annual |
| Amount : | Up to USD$ 1200 |
Crédito de Desarrollo Humano
| Author: | |
| Date: | |
| Publication info: | Ministerio de Inclusión Económica y Social |
| Link: | See Webpage |
| Topic: | General information |
CRÉDITOS DE DESARROLLO HUMANO: GENERANDO OPORTUNIDADES DE VIDA
| Author: | |
| Date: | |
| Publication info: | Ministerio de Inclusión Económica y Social |
| Link: | See Webpage |
| Topic: | General information |
MIES entregó 137 créditos asociativos a usuarios del Bono de Desarrollo Humano
| Author: | |
| Date: | |
| Publication info: | Ministerio de Inclusión Económica y Social |
| Link: | See Webpage |
| Topic: | General information |
Análisis del Crédito de Desarrollo Humano (CDH) en los beneficiarios ubicados en la Provincia del Guayas, Ecuador
| Author: | Guillermo Isaac Castillo Tumaille, Patricia María Salazar Torres, Wendy Nathaly Espinoza Espinoza |
| Date: | 2017 |
| Publication info: | Universidad de Guayaquil |
| Link: | See Webpage |
| Topic: | Economic analysis |
