Red de Desarrollo Social de América Latina y el Caribe
Plataforma virtual para la difusión de conocimiento sobre desarrollo social

Participation in Pension Programs in Low- and Middle-Income Countries

 

Autor institucional : Banco Mundial
Autor/Autores: John Giles, Clément Joubert, Tomoaki Tanaka
Fecha de publicación: 2025-04-17
Alcance geográfico: Interregional
Publicado en: Estados Unidos
Descargar: Descargar PDF
Resumen: Low- and middle-income countries are aging rapidly but stagnation of growth in participation in pension programs, due to widespread informal employment, presents a major f iscal challenge. Some claim that improving the design of pension program rules can encourage more pension contributions, while others push for universal non-contributory pensions. This paper reviews the recent academic literature on the determinants of active participation in pension systems in high- informality settings. An emerging body of evidence shows that participation responds significantly to financial incentives as well as nonfinancial obstacles.
   

 

 

© ReDeSoc - Red de Desarrollo Social de América Latina y El Caribe.
redesoc@un.org
CEPAL - Naciones Unidas
Dirección: Avda. Dag Hammarsjold 3477 Vitacura, Santiago, Chile