| Resumen: | One of the most serious challenges facing health systems in lower- and middle-income countries is establishing efficient, fair, and sustainable financing mechanisms that offer universal coverage. In Latin America, a region long characterized by inequitable and unequal access to healthcare services across populations, financial protection in health continues to be segmented and fragmented, and health is mainly financed through out-of-pocket payments. Lack of financial protection forces families to suffer the burden not only of illness, but also of economic ruin and impoverishment. |